Consent to Electronic Records and Signatures

Effective Date: August 24, 2026

This Consent to Electronic Records and Signatures (this "Consent") is provided by Noe Reit Inc., a California corporation doing business as Nymble Payments ("Nymble Payments," "Company," "we," "us," or "our"), pursuant to the federal Electronic Signatures in Global and National Commerce Act, 15 U.S.C. § 7001 et seq., and applicable state law governing electronic transactions.

PLEASE READ THIS CONSENT CAREFULLY AND RETAIN A COPY FOR YOUR RECORDS.

1. Consent to Electronic Delivery

1.1 By accepting this Consent, you agree that the Company may provide to you in electronic form all records, notices, disclosures, agreements, authorizations, receipts, and other communications (collectively, "Records") that the Company is required or elects to provide in connection with your use of the Platform.

1.2 You further agree that your electronic signature, checkbox acceptance, click-through acceptance, or other electronic act manifesting assent shall have the same force and effect as a handwritten signature, and shall constitute a valid and binding signature for all purposes.

2. Scope

2.1 This Consent applies to Records relating to your account and use of the Platform, including without limitation:

(a) these terms, the Terms of Service, the Privacy Policy, this Consent, and any amendment to any of them;

(b) account registration, verification, and security notices;

(c) payment requests, receipts, payment confirmations, and notices of failed, returned, or reversed payments;

(d) rent reminders, due-date notices, and delinquency notices generated from information entered by a landlord;

(e) maintenance request notices and related communications;

(f) settlement, deposit, and payout notices provided to landlords;

(g) notices relating to a connected financial account, where such a connection has been established; and

(h) other service, legal, or regulatory notices relating to your account.

2.2 Limitation. This Consent governs Records provided by the Company only. It does not apply to, and does not satisfy, any notice a landlord is required to deliver to a tenant under a lease or under applicable landlord-tenant law. Responsibility for such notices remains with the landlord and is governed by the lease and applicable law.

3. System Requirements

3.1 To access and retain Records, you must have:

(a) a device with access to the internet;

(b) a current version of a commonly used web browser;

(c) the ability to display web pages and to open documents in PDF format;

(d) a valid electronic mail address that you are able to access; and

(e) sufficient storage capacity to save Records, or the ability to print them.

3.2 If the Company changes these requirements in a manner that creates a material risk that you would be unable to access or retain Records previously provided, the Company shall notify you of the revised requirements and afford you the opportunity to withdraw this Consent without the imposition of any fee.

4. Retention of Records

The Company recommends that you save or print Records of importance to you. Payment history and account Records remain accessible within your account while your account remains open.

5. Paper Copies

5.1 You may request a paper copy of any Record provided to you electronically by contacting the Company using the details in Section 9.

5.2 The Company does not impose a fee for the provision of paper copies.

5.3 The Company may require information sufficient to verify your identity before providing Records relating to an account.

6. Withdrawal of Consent

6.1 You may withdraw this Consent at any time by contacting the Company using the details in Section 9. Withdrawal becomes effective once the Company has had a reasonable opportunity to act upon it and does not affect the validity or enforceability of Records provided prior to that time.

6.2 Consequence of withdrawal. The Platform is provided exclusively through electronic means. Accordingly, withdrawal of this Consent will result in closure of your account, as the Company is unable to provide the Services without electronic delivery.

6.3 Obligations unaffected. Withdrawal of this Consent does not extinguish any obligation owed under a lease, does not affect payments already made, and does not affect amounts already due.

7. Maintaining Current Contact Information

7.1 You are responsible for maintaining accurate and current electronic mail and other contact information. Contact information may be updated within your account settings or by contacting the Company.

7.2 The Company is not responsible for Records not received as a result of inaccurate or outdated contact information, or as a result of filtering, blocking, or rejection by your electronic mail provider or network.

8. Acknowledgment

By accepting this Consent, you confirm that:

(a) you are able to access Records in the formats described in Section 3;

(b) you are able to retain Records by saving or printing them;

(c) you consent to receive Records electronically and to the use of electronic signatures; and

(d) you have been informed of your right to request paper copies at no charge and of your right to withdraw this Consent, and of the consequences of withdrawal.

9. Contact

Nymble Payments

Electronic mail: j@nymblepayments.com

Requests may also be submitted through the Contact Support function within the Platform. A mailing address is available upon request.